Commercial Loan Offerings
At Ergo Bank we work and live by a set of founding principles: loyalty, integrity, and community. Those principles mean we are going to do the right thing—even if it’s not convenient or easy. You work hard to keep your business running smoothly and your bank should be right beside you, with our sleeves rolled up and ready to help.
With more than 100 years of commercial banking under our belts, we’ve learned a thing or two about what businesses in Wisconsin need to succeed. The first thing is for us to listen. You will have your own commercial lending partner to help you develop a custom plan and then be there for you as your business grows. Decisions are made locally by people with a vested interest in the success of our communities, so you’ll have the answers you need sooner than if they’re coming from who-knows-where. No matter what your business needs are, today and in the future, we are ready to help.
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Commercial Lending Options at Ergo Bank
| Loan Type | Description |
|---|---|
| Inventory and Equipment Loans | If your business needs to purchase equipment, trucks or furnishings or you want to consolidate your business debts, Ergo Bank can help with a business term loan. Our loans provide your business financing flexibility by offering a variety of payment options, terms, and fixed or variable interest rates. |
| Real Estate Loans | Our commercial real estate loans offer a variety of flexible financing options for you, such as low-down payments and longer amortizations to assist you in purchasing or refinancing commercial real estate. Whether your business plans include occupying the real estate, or you have found an investment opportunity, we have the right terms and conditions to make your dreams a reality. |
| Construction Loans | Ergo Bank provides construction financing to residential and commercial builders at competitive terms, rates, and conditions. We will work with you to develop a draw schedule and repayment terms that meet your unique needs. |
| Lines of Credit | An Ergo Bank Line of Credit is the perfect solution for many of your short-term borrowing needs. Whether you need to meet seasonal operating expenses, to complete that large order or allow you to react to opportunities; lines of credit offer your business the flexibility to operate efficiently. |
| Small Business Administration (SBA) Loans | SBA loans are partially guaranteed by the government and provide long-term loans to small businesses. Loan amounts can be small or larger and used to purchase a business, finance franchising, restructuring, expansion, machinery & equipment, construction, and real estate acquisition, development, and refinancing. SBA loans typically have low rates and fees comparable to other non-guaranteed loans. |