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Our Kendall and Norwalk branches will be closed on Friday, August 7, 2026 to allow our team to attend a funeral service. Interactive Teller Machines (ITMs) at these locations will remain available from 7:00 AM to 7:00 PM.
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Barndominium Loans

Barndominium Loans Designed for Rural Living

Barndominiums are becoming a popular housing choice across Wisconsin because they can combine comfortable living space with a garage, shop, storage area, or hobby space. Whether you are building on rural land, planning a country home, or creating a practical space for work and everyday life, Ergo Bank can help you understand financing options that fit your project.

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Barndominium

Why Choose Ergo Bank for Barndominium Financing?

Every barndominium project is different. Our team works with borrowers to review the property, construction plans, budget, appraisal information, and long-term financing needs so you know what to expect before you build.
  • Local Wisconsin lending experience with rural properties, land, and unique home construction.
  • Construction loan options to help fund your build from the ground up.
  • Permanent financing options are available after construction is complete.
  • Relationship-based service from a community bank with more than 116 years of experience.

What Can a Barndominium Loan Help Finance?

  • New barndominium construction in Wisconsin.
  • Living space connected to a garage, shop, storage area, or hobby space.
  • Rural residential properties, acreage, and country home projects.
  • Construction-related expenses that meet approved loan and project requirements.

Ready to Build a Barndominium?

  • Talk with a local lender early in your planning process.
  • Gather your construction plans, estimated budget, builder details, and land information.
  • Ask about construction financing, barndominium loan requirements, and permanent mortgage options.
  • Work with Ergo Bank to understand next steps for your barndominium project.
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